Time to Close on a House: What You Need to Know

Time to Close on a House: What You Need to Know

Time to Close on a House: What You Need to Know

You've found your dream home, made an offer, and it's been accepted. Congratulations! But now you're probably wondering, "How long will it take to close on this house?" The time it takes to close on a house can vary widely depending on several factors. In this blog post, we'll explore what those factors are and how you can speed up the process.

Factors Affecting Time to Close

  1. Type of Financing: Cash buyers can close much faster than those relying on a mortgage.
  2. Home Inspection: Delays can occur if issues are found during the home inspection.
  3. Appraisal: If the home is appraised lower than the asking price, negotiations may prolong the closing.
  4. Legal Issues: Any legal complications can significantly delay the closing process.
  5. Buyer's Preparedness: Having all your documents ready can speed up the process.

Typical Escrow Timeframes (on average 30 days)

  • Cash Buyers: 1-2 weeks
  • Conventional Loan: 2-4 weeks
  • FHA Loan: 4-6 weeks
  • VA Loan: 4-6 weeks

Tips to Speed Up the Process

  1. Be Prepared: Have all your financial documents ready.
  2. Work with Professionals: A good real estate agent and lender can guide you through the process.
  3. Be Proactive: Don't wait for others; keep checking in to make sure everything is moving along.


While the average time to close on a house is around 30-45 days, many factors can affect this timeline. Being prepared and proactive can help speed up the process and get you into your new home sooner.

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